Government Update: Bank Holiday Status July 26, 2025
Bank Holiday Today July 26, 2025: Banks across India are closed today, July 26, 2025, as it falls on the fourth Saturday of the month according to the Reserve Bank of India’s (RBI) official holiday calendar.
This closure affects all commercial banks, cooperative banks, and regional rural banks nationwide.
Key Details at a Glance
| Parameter | Details |
|---|---|
| Date | July 26, 2025 (Saturday) |
| Holiday Type | Fourth Saturday (Negotiable Instruments Act) |
| Bank Status | Closed nationwide |
| Online Banking | Available |
| ATM Services | Available |
| Next Working Day | July 28, 2025 (Monday) |
Why Are Banks Closed Today?
RBI Saturday Banking Rules
Banks in India follow a structured system where they remain closed on the second and fourth Saturdays of every month,
while operating normally on the first, third, and fifth Saturday. Since July 26, 2025, is the fourth Saturday, all bank branches are closed for in-person services.
Negotiable Instruments Act Coverage
Today’s holiday falls under the Negotiable Instruments Act, which governs the issuance of cheques and promissory notes. This means transactions involving these financial instruments will not be processed at physical branches today.
RBI Holiday Categories
The RBI classifies bank holidays into three main categories:
- Negotiable Instruments Act holidays (like today)
- Real-Time Gross Settlement (RTGS) holidays
- Days allocated for closing of accounts
Services Available During Bank Holiday
Digital Banking Services
While physical branches are closed, customers can access:
- Online banking platforms
- Mobile banking applications
- UPI transactions
- Internet banking services
- ATM withdrawals and deposits
- Fund transfers and bill payments
What’s Not Available
- In-person banking services
- Cheque processing
- Promissory note transactions
- Physical cash deposits at branches
- Account opening at branches
Complete August 2025 Bank Holiday List
Major National Holidays
| Date | Day | Holiday | Affected States |
|---|---|---|---|
| August 9, 2025 | Saturday | Second Saturday | All states |
| August 15, 2025 | Friday | Independence Day | All states nationwide |
| August 23, 2025 | Saturday | Fourth Saturday | All states |
Regional Festivals & State-Specific Holidays
| Date | Day | Festival | States Affected |
|---|---|---|---|
| August 3, 2025 | Sunday | Ker Puja | Tripura |
| August 8, 2025 | Friday | Tendong Lho Rum Faat | Sikkim, Odisha |
| August 9, 2025 | Saturday | Raksha Bandhan | Chhattisgarh, Haryana, MP, Rajasthan, Uttarakhand, UP |
| August 13, 2025 | Wednesday | Patriots Day | Manipur |
| August 15, 2025 | Friday | Parsi New Year (Shahenshahi) | Maharashtra |
| August 16, 2025 | Saturday | Janmashtami | 20+ states including AP, Bihar, Goa, Haryana |
| August 19, 2025 | Tuesday | Raksha Bandhan | Gujarat, Himachal Pradesh, Rajasthan, UP, Uttarakhand |
| August 26, 2025 | Tuesday | Shri Krishna Astami | Gujarat, Sikkim, Rajasthan, UP, Uttarakhand |
| August 27, 2025 | Wednesday | Ganesh Chaturthi | AP, Goa, Gujarat, Maharashtra, Odisha, Punjab, Sikkim |
Total August 2025 Bank Holidays
Nine scheduled bank holidays are planned for August 2025, including regular second and fourth Saturday closures plus Independence Day and various regional festivals.
Extended Weekend Alert
Consecutive Non-Working Days
- July 26, 2025 (Saturday): Fourth Saturday holiday
- July 27, 2025 (Sunday): Regular weekly off
- July 28, 2025 (Monday): Banks resume normal operations
Special Regional Holiday
Banks in Gangtok will also observe an additional local holiday on July 27 for Drukpa Tshe-zi, a Buddhist festival celebrating Buddha’s first preaching.
Important Banking Tips
Plan Ahead for August 2025
With nine bank holidays scheduled in August, customers should:
- Complete urgent transactions before holiday periods
- Use digital banking for routine operations
- Keep sufficient cash for extended weekends
- Check state-specific holiday calendars
Digital Banking Advantages
During holiday periods, digital services ensure:
- 24/7 accessibility to banking services
- Seamless fund transfers between accounts
- Bill payment facilities without branch visits
- Account balance inquiries and statements
Key Government Banking Updates
RBI Structured Calendar System
The Reserve Bank of India maintains a uniform holiday calendar that ensures standardized bank operations across the country while accommodating regional cultural celebrations.
Independence Day 2025 Significance
August 15, 2025, falls on a Friday, creating a long weekend when combined with regular Saturday-Sunday closures, potentially affecting banking operations for three consecutive days in many regions.
Today’s bank holiday on July 26, 2025, represents the systematic approach of Indian banking operations, balancing operational efficiency with cultural and religious observances.
While physical branches remain closed, the robust digital banking infrastructure ensures continuous service availability for millions of customers across the nation.
